Pensions Annuity Calculator
A pension lump sum is just a number until you convert it into a paycheck.
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Transfer Value Calculator
A sum that moves in ten years is not worth what it is worth today, and a single growth assumption changes the answer by thousands.
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Commuted Value Calculator
When you leave a defined benefit pension plan in Canada, you are usually offered a choice: keep the monthly pension for life, or take its commuted…
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Pension Expense Calculator
An employer with a defined benefit pension plan does not book one lump sum called pension cost.
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Pension Multiplier Calculator
Three numbers decide most defined-benefit pensions: how many years you worked, the percentage your plan credits per year of service, and the salary figure the formula counts.
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Pension Distribution Calculator
A pension fund is only useful once you know what it pays you: the same $500,000 can mean $25,000 a year that runs dry in 20 years, or a longer-lasting income if the untouched balance keeps growing.
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Rule of 85 Calculator
Some pension plans unlock full, unreduced benefits when your age plus your years of service reaches 85, a test Canadian plans call the “85 factor.”…
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Free Rule Of 80 Calculator – Check Retirement Eligibility
Many public pension plans let you retire with full, unreduced benefits once your age plus your years of service credit reaches 80.
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Rule Of 90 Calculator
Add your current age to your years of pension service credit.
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Featured tool
Pensions Annuity Calculator
Converts a pension lump sum into a monthly paycheck.
Use calculatorEligibility rules give this category its shape. The Rule of 80, Rule of 85 and Rule of 90 Calculators each test a different combination of age and service, the kind of rule that decides whether retirement can start now or must wait. Around them, the Pensions Annuity Calculator, transfer value, commuted value, pension expense, pension multiplier and pension distribution calculators work out what a pension is worth in its different forms — as a lump sum, as an annuity, or as a transfer to another scheme.