Bonvoy Point Calculator
Marriott Bonvoy points are worth whatever you can get for them: roughly 0.7 cents each at baseline, over a cent at a great redemption, and a fraction of that on merchandise. The two skills that matter are earning them at the right rate for your elite tier, and checking whether a specific award night is actually a good deal before you book it.
The Bonvoy Point Calculator below does all three jobs: how many points your spending earns by tier, what a points balance is worth in cash, and the redemption checker that divides the cash price by the points price to give you the true cents-per-point of any award night, with a fifth-night-free toggle.
Bonvoy Point Calculator
Points earned from spending, cash value of points, and a redemption value checker.
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How Bonvoy points work
Members earn 10 points per dollar on Marriott spending, multiplied by the elite tier bonus. Points are worth about 0.8 cents each at a standard valuation, but the real value of any single redemption is:
Cents per point = Cash price ÷ Points price × 100
Compare that against the 0.70 cent benchmark: above it, the award is a good use of points; below it, pay cash. Book five or more award nights and the cheapest night is free, which effectively multiplies your points value by 1.25.
Worked example
Spend $800 at a Marriott as a base member: 800 × 10 × 1.0 = 8,000 points, worth $64.00 at 0.8 cents. Then check a redemption: a $350 night costing 45,000 points gives $350 ÷ 45,000 × 100 = 0.78 cents per point, above the 0.70 benchmark, so book it with points.
Elite tiers and earning rates
- Member: 10 points per $1, no bonus
- Silver Elite (10+ nights): 10% bonus, 11 points per $1
- Gold Elite (25+ nights): 25% bonus, 12.5 points per $1
- Platinum Elite (50+ nights): 50% bonus, 15 points per $1
- Titanium Elite (75+ nights): 75% bonus, 17.5 points per $1
- Ambassador Elite (100+ nights and $20,000 spend): 75% bonus, 17.5 points per $1
The tier dropdown in the calculator above applies Marriott's published elite bonuses: Silver 1.1x (10%), Gold 1.25x (25%), Platinum 1.5x (50%), Titanium 1.75x (75%), Ambassador 1.75x (75%).
What competitors miss
Rival Bonvoy calculators do one job: either earnings or redemption value, never both, and none of them answers the question you actually ask at booking time: "is THIS award night worth my points?" None models the fifth-night-free benefit, which changes the math by 25%. This page combines earnings, cash value, and a redemption checker with a benchmark verdict in one tool.
Frequently asked questions
How much is a Marriott Bonvoy point worth?
About 0.7 to 0.8 cents at baseline, up to 1.5 cents on high-value hotel redemptions, and as little as 0.2 to 0.4 cents on merchandise. Always check the specific redemption with the checker above.
How many points do I earn per dollar at Marriott?
10 points per dollar as a base member, multiplied by your elite bonus: 11 per dollar at Silver, 12.5 at Gold, 15 at Platinum, and 17.5 at Titanium and Ambassador.
What is fifth night free?
On award stays of five or more nights, the cheapest night is free. A 5-night stay priced at 45,000 points per night costs 180,000 points instead of 225,000, which raises your effective cents-per-point by 25%.
Should I use points or cash for a hotel stay?
Divide the cash price by the points price and multiply by 100. If the result is above 0.70 cents per point, points are the better deal. Below that, pay cash and save your points for a stronger redemption.
Can I transfer points to airlines?
Yes, Bonvoy points transfer to many airline programs, usually at 3 points to 1 mile, with a 5,000-point bonus for every 60,000 transferred. Transfer values are generally lower than hotel redemptions.