Lease Adjusted Leverage Calculator
A retailer with modest loans can still be deeply indebted once you count what it owes its landlords.
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Coc Return Calculator
Cash-on-cash return answers the question a purchase price cannot: for every dollar of your own money in this deal, how many cents come back each year as cash?
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Acreage Calculator
An acre is 43,560 square feet, roughly 90 percent of an American football field without the end zones.
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Home Reach Rent Calculator
Home Reach is Heylo’s shared-ownership scheme for new-build homes: you buy a share of the property and pay rent on the share you do not own, normally 2.75% a year of its value.
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Holdover Rent Calculator
When a tenant stays past the end of a lease, most leases do not let them keep paying the old rent.
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Half Buy Half Rent Calculator
“Half buy, half rent” means three different things, and this calculator handles all three in separate tabs.
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Economic Occupancy Calculator
Physical occupancy tells you how many units have tenants in them.
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Realtor Profit Calculator
A gross commission check feels great until the broker takes a cut and the bills come due.
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Home Growth Calculator
How much will your home be worth in ten years, or how fast has it actually grown since you bought it?
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Rent Distribution Calculator
Splitting rent fairly is the fastest way to end roommate arguments before they start.
Mortgages take up the largest share of this collection, and the monthly payment is only part of the picture. The Mortgage Payment Calculator gives that starting figure, while the surrounding tools cover private mortgage insurance and how to remove it, overpayments and buydowns, adjustable versus fixed rates, and the affordability checks lenders look at, including debt ratios and approval odds. Removing that insurance is a separate question in its own right, which is why the Remove PMI Calculator sits alongside the payment tools. The less obvious costs around a purchase get the same attention: escrow deposits and reserves, appraisal costs, conveyance and staging costs, and the cost of owning a home year to year.
Renting gets the same detailed treatment. You can work out rent per square foot, rent burden against income, and how to split rent fairly between housemates, as well as the landlord's side of the maths: yields, Cap Rate Calculator figures, vacancy rates, cash flow, and returns on a flip or a rental purchase. Lease calculators cover renewals, extensions, terminations, escalations, commissions, and the present value of a lease, so tenants and landlords can both see where a lease term leaves them.
A third group deals with the decisions between the two: rent or buy, buy to rent, and how a commute or a move changes what you can afford. The Rent Or Buy Calculator puts those two options side by side in figures rather than impressions. Together the tools suit first-time buyers working out what they can borrow, renters checking whether a place is fairly priced, and investors sizing up a property before they commit.