Calculation Method: Standard 30% RuleCustom PercentageSection 8 Housing50/30/20 Budget Rule Select your rent calculation method Income Type: Gross Income (Before Taxes)Net Income (After Taxes) Choose whether to use gross or net income Monthly Income: $ Your total monthly income Rent Percentage: % Percentage of income for rent Household Size: Number of people in household Number…

Calculator Type: Basic Short SellingAdvanced (with leverage)With Fees & Interest Select calculation method Number of Shares: Number of shares you want to short Short Sale Price: $ Price per share when you short Buy-to-Cover Price: $ Price to buy back the shares Leverage Ratio: 1:1 (No Leverage)1:2 (2x Leverage)1:3 (3x Leverage)1:5 (5x Leverage)1:10 (10x Leverage)Custom…

Face Amount/Death Benefit: $ Insured Age: Gender: MaleFemale Policy Type: Whole LifeSingle Premium LifeSingle Premium AnnuityEndowment PolicyUniversal LifeVariable Life Interest/Discount Rate (%): Mortality Table: CSO 2017CSO 2001GAM 1983Custom Mortality Rate Custom Mortality Rate (per 1000): Policy Term (Years): Cash Value Option: No Cash ValuePartial Cash ValueFull Cash ValueEndowment (100% at maturity) Cash Value Percentage (%):…

Annual Premium Amount: $ Policy Start Date: Cancellation Date: Short Rate Table: Standard Industry TableConservative (Higher Penalty)Liberal (Lower Penalty)Custom Short Rate Custom Short Rate Percentage (%): Policy Type: Auto InsuranceProperty InsuranceGeneral LiabilityWorkers CompensationCommercial PackageMarine InsuranceOther Cancellation Reason: Insured RequestNon-PaymentMaterial Change in RiskFraud/MisrepresentationCompany InitiatedMutual Consent Minimum Earned Premium: $ Cancellation Fee: $ Administrative Fee: $ Tax…

Total Premiums Paid: $ Current Policy Value: $ Policy Type: Whole LifeUniversal LifeTerm LifeAnnuityEndowmentVariable Life Payout Option: Lump SumMonthly for LifeMonthly for Fixed PeriodJoint Life AnnuityLife with Guaranteed PeriodInstallment Refund Payout Period (Years): Guaranteed Period (Years): Beneficiary Age: Beneficiary Gender: MaleFemale Joint Beneficiary Age: Interest/Discount Rate (%): Inflation Rate (%): Tax Rate on Gains (%):…

Current Premium Amount: $ New/Proposed Premium Amount: $ Comparison Type: Absolute DifferencePercentage DifferenceBoth (Absolute & Percentage)Premium Ratio Analysis Time Period for Analysis: MonthlyQuarterlySemi-AnnualAnnualCustom Period Custom Period (Months): Analysis Period (Years): Annual Inflation Rate (%): Discount Rate (%): Coverage Change (%): Effective Date of Change: Comparison Basis: Premium OnlyCost per Coverage UnitValue AdjustedRisk Adjusted Calculate Reset…

Base Amount/Coverage: $ Premium Percentage (%): Calculation Type: Simple PercentageCompound InterestAnnual Premium RateMonthly Premium Rate Time Period (Years): Payment Frequency: AnnualSemi-AnnualQuarterlyMonthlyWeeklyDaily Discount Rate (%): Tax Rate (%): Service Fee: $ Adjustment Factor (%): Risk Category: Low Risk (0.9x)Standard Risk (1.0x)Medium Risk (1.2x)High Risk (1.5x)Extreme Risk (2.0x) Industry Type: Financial ServicesHealthcareTechnologyManufacturingRetailConstructionOther Calculate Reset Calculation Results Base…

Face Amount (Death Benefit): $ Insured Age: Gender: MaleFemale Policy Type: Whole LifeTerm LifeEndowmentUniversal Life Policy Term (Years): Premium Payment Term (Years): Interest Rate (%): Mortality Table: CSO 2017CSO 2001GAM 1983Custom Rate Custom Mortality Rate (per 1000): Cash Value at Maturity (%): Dividend Option: Non-ParticipatingCash DividendsAccumulate at InterestPaid-Up Additions Loading Factor (%): Calculate Reset Calculation…

Annual Salary/Income: $ Benefit Percentage (%): Employee Age: Gender: MaleFemale Occupation Class: Class 1 – Professional/Office WorkClass 2 – Light Manual LaborClass 3 – Heavy Manual LaborClass 4 – Hazardous Occupations Elimination Period: 30 Days60 Days90 Days180 Days365 Days Benefit Period: 2 Years5 Years10 YearsTo Age 65To Age 67 Definition of Disability: Own OccupationAny OccupationModified…

Total Premium Paid: $ Policy Start Date: Cancellation Date: Policy Term (Months): Return Calculation Method: Pro-rata MethodShort Rate MethodMinimum Earned PremiumCustom Percentage Short Rate Percentage (%): Minimum Earned Premium: $ Custom Return Percentage (%): Cancellation Fee: $ Administrative Fee: $ Tax Rate (%): Calculate Reset Calculation Results Policy Duration (Days): Coverage Period (Days): Unused Coverage…